At Lend & Grow, your privacy matters to us.
We operate this website as an educational resource designed to simplify and explain financial and investment-related concepts in an AdSense-safe, educational-only format.
This Privacy Policy outlines how we collect, use, and safeguard information while ensuring compliance with the General Data Protection Regulation (GDPR) for users in the European Union and the California Consumer Privacy Act (CCPA) for residents of California, USA.
We are committed to transparency and providing our readers with clear information regarding their rights, how their data is processed, and the steps we take to secure it.
Effective Date: [yesterday_date]
Data Collected
We collect limited data to maintain functionality, enhance user experience, and comply with laws.
The information gathered is minimal and primarily supports the academic and educational purpose of this site.
Information You Provide
-
When you contact us through email or forms, you may provide your name, email address, or optional details.
-
Any additional information is voluntarily shared by you during communication.
Information Collected Automatically
-
Browser type, operating system, IP address, referral source, and time of access.
-
Website usage statistics such as page visits, time spent per page, and user engagement trends.
-
Non-identifiable aggregated data useful for website improvement.
No Sensitive Data
We do not intentionally collect sensitive personal data such as financial details, health information, or legal identifiers.
The platform is solely meant for educational content consumption and does not require or request such details.
Cookies Usage
Cookies are small data files stored on your device that help websites function effectively.
Lend & Grow uses cookies to improve site performance, analytics, and the overall user experience.
Types of Cookies Used
-
Essential Cookies: Required for basic website operations such as session management and security.
-
Performance Cookies: Help us understand how readers interact with content, which topics are most popular, and areas where improvements may be needed.
-
Preference Cookies: Retain choices such as language or display settings for returning users.
-
Third-Party Cookies: Provided by services like Google Analytics or Ads to track anonymous traffic and deliver appropriate ads.
Managing Cookies
Users can manage or disable cookies through their browser settings at any time.
Restricting cookies, however, may impact the full functionality of the website.
Use of Google Services
We use trusted Google services to maintain site reliability, security, and sustainable operation.
Google Analytics
This tool helps us understand aggregate visitor behavior.
It tracks how users arrive, what pages they visit, and how long they stay.
Data is anonymized and used only to optimize the educational content we provide.
Google Ads
Google Ads may be used to serve contextually relevant, non-intrusive advertisements.
Advertising is conducted following Google’s AdSense policies, ensuring compliance, transparency, and user safety.
We do not sell or share identifiable information with advertisers.
Google reCAPTCHA
To safeguard against spam, bots, and automated abuse, reCAPTCHA may be enabled on contact or feedback forms.
The service processes technical signals to verify human activity, protecting both site functionality and user correspondence.
How We Use Collected Information
The information collected through Lend & Grow is used in the following ways:
-
To provide and maintain smooth website operation.
-
To monitor performance and improve content relevance.
-
To analyze engagement so we can produce more useful educational material.
-
To respond to emails, inquiries, or feedback from readers.
-
To comply with transparency, privacy, and applicable law.
We do not sell personal data, nor do we use it for purposes outside the scope of this policy.
User Rights Under GDPR
If you are located in the European Economic Area (EEA), you have enhanced privacy rights under GDPR.
These include:
-
Right to Access: Request a copy of the personal information we hold.
-
Right to Rectification: Ask for corrections to inaccurate or incomplete data.
-
Right to Erasure: Request deletion of your information when no longer required.
-
Right to Restriction: Limit how your data is processed under certain conditions.
-
Right to Data Portability: Request a portable copy of your personal data.
-
Right to Object: Oppose data processing activities including analytics or optional advertising.
You may exercise these rights by contacting us at privacy@lendandgrow.live.
User Rights Under CCPA
If you are a resident of California, USA, the CCPA extends certain privacy rights:
-
Right to Know: You may request details about categories of data collected, sources, purposes, and disclosures made in the past 12 months.
-
Right to Request Deletion: Ask us to delete your personal data unless subject to legal or operational exceptions.
-
Right to Opt-Out of Sale: You may request to opt-out of data sale.
Please note, Lend & Grow does not sell personal data.
-
Right to Non-Discrimination: You will not be discriminated against for exercising your privacy rights.
Requests can be sent to privacy@lendandgrow.live.
Children’s Privacy
Protecting children’s privacy is especially important.
Lend & Grow does not knowingly collect or solicit personal data from persons under the age of 13 (or the equivalent age of consent as defined in your region).
Our content is intended for students, professionals, and general audiences seeking educational resources, not for children under this threshold.
If it is discovered that we have inadvertently collected information from a child without parental consent, steps will be taken to delete such data promptly upon notification.
Data Storage and Retention
Information is stored securely and retained only for as long as necessary to fulfill the purposes outlined in this Privacy Policy.
Retention periods vary depending on the type of data and our legal obligations for compliance.
Once information is no longer required, it will either be securely deleted or anonymized.
Security Measures
We take steps to safeguard your data against unauthorized access, misuse, and disclosure.
While no system can ever guarantee complete security, methods we follow include:
-
Encrypted data transmissions where applicable.
-
Limited access within our team to minimize misuse.
-
Regular monitoring for suspicious activity.
Despite such measures, absolute protection cannot be guaranteed on the internet.
We encourage readers to maintain secure browsing practices.
Third-Party Sharing
We do not share, rent, or sell your personal data to third-party companies.
Sharing is limited to:
-
Trusted service providers such as Google Analytics or Ads, as described above.
-
Legal authorities, if required by law, to comply with valid legal processes or protect rights.
Policy Updates
This Privacy Policy may be updated from time to time.
Updates could reflect:
-
Changes in applicable laws (GDPR, CCPA, or others).
-
Adjustments in our data practices.
-
Revisions to enhance clarity and transparency.
The revised version will always be posted at this same location.
Readers are encouraged to review this policy periodically.
Effective Date: [yesterday_date]
Contact Information
If you have any questions about this Privacy Policy, your data, or your legal rights under GDPR and CCPA, you may reach us at:
-
Privacy Queries: privacy@lendandgrow.live
-
General Inquiries: contact@lendandgrow.live
-
DMCA Concerns: dmca@lendandgrow.live
We aim to respond within a reasonable timeframe to ensure accountability.
Final Statement
At Lend & Grow, protecting your privacy is essential to our mission of creating a safe educational environment.
Our commitment is to transparency, compliance, and fairness under GDPR, CCPA, and other global privacy frameworks.
By using our website, you acknowledge and accept this Privacy Policy.
We encourage you to revisit this page periodically to remain informed of any updates.
Thank you for trusting Lend & Grow as your educational partner.
Thanks for reading! Privacy Policy you can check out on google.